On an assumed loan amount of £2,600.00 over 36 months. Rate of interest 41% per annum (fixed). Representative 49.7% APR. Total amount payable £4,557.89. 35, 35 monthly repayments of £126.61 and a final payment of £126.54. Rates from 26.9% APR to a maximum of 89.9% APR. Loan terms from 12 to 60 months.
Warning: Late repayments can cause serious money problems. For help, go to moneyadviceservice.org.uk
No need to speak to anyone – a quick and easy online process
You may be eligible for a non-guarantor unsecured personal loan
You are safe, we’re fully FCA regulated, plus the website is secure
Unsecured loans are normally approved and paid out the same-day
Immediate online quote for the loan you qualify for
Very competitive bad credit loan rates from 26.9% to 89.9% APR
The rate offered will depend on your personal circumstances.
A guarantor may be required.
Many details are taken into account when assessing if you qualify for an unsecured loan, this includes your credit rating (typically needs to be fair) and the affordability of the loan for you.
Our speciality is affordable loans for people with a poor credit history, so if you have a poor credit history, no credit history, or even some CCJ’s, ask for a quote and with minutes you can find out what type of loan you qualify for (this will not affect your credit score).
The process is quick and simple and there is help if you need it. First get an instant quote to find out which loan you quality for. Then apply via the fast, secure online form.
It is possible to get a loan the same day as long as you completely fill out the application form and get all ID to us in good time during the day.
If you are applying for a guarantor loan in theory this should also be just as quick, but typically this takes a little longer as you need to get information from your guarantor, thus slowing down the process.
No. When you click ‘apply now‘ there is zero fee and zero obligation to do anything further. This assessment process is called a ‘soft search’ and does not affect your credit score in any way.
Unfortunately, if you are offered a guarantor loan this mean you have failed the unsecured personal loan criteria.
When you click ‘apply now‘ you will be offered the loan you qualify for. Only if you fail the unsecured loan criteria will you be offered a guarantor loan.
No. You are free to use the loan money however you wish. However, we do encourage responsible uses for the money.
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