Quick loans from £8,000
Simple online application and fast payout

Quick loans from £8,000
Simple online application and fast payout

Change the way you borrow

APPLY NOW
Quick-approval Same-day payout No upfront fees
Monthly repayment
£56.64
Total to repay
£1019.50
APPLY NOW
Quick-approval Same-day payout No upfront fees

Safe and Secure

FCA Authorised

Information Commissioner's Office Registered

The rate you are offered will depend on your personal circumstances.
A guarantor may be required.
  • PERSONAL
Please Complete
Months
By clicking Apply Now you agree to our T&Cs
Next
  • PERSONAL
  • RESIDENTIAL
We need a little more info
  • PERSONAL
  • RESIDENTIAL
  • EXPENSE
We're almost there
£ Monthly
  • PERSONAL
  • RESIDENTIAL
  • EXPENSE
  • EMPLOYMENT
The final step
£ Monthly
£ Monthly

By clicking APPLY NOW you consent to your details being passed to our trusted partner Bamboo Limited to assess your eligibility for a loan and be contacted by SMS, email and telephone.

bamboo
bamboo rating
Loans from 26.9% Same-day payout available Quick approval, no upfront fees

Representative Example:

On an assumed loan amount of £2,600.00 over 36 months. Rate of interest 41% per annum (fixed). Representative 49.7% APR. Total amount payable £4,557.89. 35, 35 monthly repayments of £126.61 and a final payment of £126.54. Rates from 26.9% APR to a maximum of 89.9% APR. Loan terms from 12 to 60 months.

Warning: Late repayments can cause serious money problems. For help, go to moneyadviceservice.org.uk

Why Better Chance Loans?

ONLINE

No need to speak to anyone – a quick and easy online process

NO GUARANTOR

You may be eligible for a non-guarantor unsecured personal loan

SAFE

You are safe, we’re fully FCA regulated, plus the website is secure

SAMEDAY PAYOUT

Unsecured loans are normally approved and paid out the same-day

QUICK DECISION

Immediate online quote for the loan you qualify for

GREAT RATES

Very competitive bad credit loan rates from 26.9% to 89.9% APR

Take control of your finances...

  • Loans for bad credit and no credit
  • Borrow from £1000 – £8000 over 1 to 5 years
  • Loans for any purpose
  • Tenants & homeowners can apply
  • Same day decision
  • Personal and guarantor loans available
  • Rates from 26.9% to a maximum 89.9% APR
APPLY NOW

Quick-approval Same-day payout No upfront fees

The rate offered will depend on your personal circumstances.
A guarantor may be required.

Frequently Asked Questions

Many details are taken into account when assessing if you qualify for an unsecured loan, this includes your credit rating (typically needs to be fair) and the affordability of the loan for you.

Our speciality is affordable loans for people with a poor credit history, so if you have a poor credit history, no credit history, or even some CCJ’s, ask for a quote and with minutes you can find out what type of loan you qualify for (this will not affect your credit score).

The process is quick and simple and there is help if you need it. First get an instant quote to find out which loan you quality for. Then apply via the fast, secure online form.

It is possible to get a loan the same day as long as you completely fill out the application form and get all ID to us in good time during the day.

If you are applying for a guarantor loan in theory this should also be just as quick, but typically this takes a little longer as you need to get information from your guarantor, thus slowing down the process.

No. When you click ‘apply now‘ there is zero fee and zero obligation to do anything further. This assessment process is called a ‘soft search’ and does not affect your credit score in any way.

Unfortunately, if you are offered a guarantor loan this mean you have failed the unsecured personal loan criteria.

When you click ‘apply now‘ you will be offered the loan you qualify for. Only if you fail the unsecured loan criteria will you be offered a guarantor loan.

No. You are free to use the loan money however you wish. However, we do encourage responsible uses for the money.

Safe and Secure

FCA Authorised

Information Commissioner's Office Registered

SSL Secure Connection

Protected By reCAPTCHA