Why Better Chance Loans?

Better Chance Loans been helping people with poor credit scores find quick, safe and affordable loans since 2015.

Offering both unsecured and guarantor loans to 9 out of 10 customer applications.


  • ✔ Our slick online quote service will tell you in 2-minutes the loan you qualify for and all the costs. This is quick, easy and you do not have to speak to anyone.
  • ✔ If you accept the quote it is possible for you to receive the funds the same day.


  • ✔ We are fully regulated by the Financial Conduct Authority (FCA*) and registered by the Information Commissioners Office (ICO*).
  • ✔ We have a fully secure website encrypted to the highest current standards to keep all your information fully safe and secure; plus we respect your privacy and will never spam you!
  • ✔ We are a local Surrey, UK firm, and have been helping people like you get affordable loans since 2015


  • ✔ Our loans have great rates from 26.9% APR, which is much more affordable than other poor credit loans such as instalment, doorstep or payday, which can have rates from 135% to 1,575% APR! Our Representative APR is 49.7%.
  • ✔ It is free to use our website, free to get a loan quote, there are zero arrangement fees, and you can pay back the loans at any time without penalty.
  • Get a quote to find out the loan you qualify for and the costs.

Get a Better Chance Loan

If you need an affordable loan from £1,000 to £8,000 why not give us a try, its quick, easy and safe; loan quotes are free, there is zero obligation and you do not have to speak to anyone.

Questions? Please check our F.A.Q. page.

Please note:
The loan and rates you are eligible for are based on your individual circumstances.
*Better Chance Loans is a trading style of Max Your Finance Limited.

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Monthly repayment
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Safe and Secure

  • ✓ Quick-approval
  • ✓ Same-day payout
  • ✓ No upfront fees
  • FCA Authorised
  • ICO Registration
The rate you are offered will depend on your personal circumstances. A guarantor may be required.

Representative 49.7% APR

Representative Example: On an assumed loan amount of £2,600.00 over 36 months. Rate of interest 41% per annum (fixed). Total amount payable £4,557.89. 35, 35 monthly repayments of £126.61 and a final payment of £126.54. Rates from 26.9% APR to a maximum of 89.9% APR. Loan terms from 12 to 60 months.

Better Chance Loans is a leading credit broker and not a lender. A Guarantor May Be required. Warning: Late repayments can cause serious money problems. For help, go to moneyadviceservice.org.uk

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Your details are used to complete your application and will not affect your credit score. All fields are required.

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